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Thinking of relocating to Canada? Maybe it’s the universal healthcare, new job opportunities, or simply the appeal of a fresh start. Regardless of the reason, moving to another country is a major decision. Whether you’re considering buying a house in Vancouver, BC or starting fresh in a home in Ottawa, ON, this Redfin article has 26 expert-backed tips to guide your move to Canada.
Choose the right immigration path from the start
- Pick the visa that aligns with your long-term plans
“One of the most important steps when moving to Canada is choosing the right visa,” says Dingoos, an international education and immigration agency. “Whether you’re studying or working, every visa has different requirements and benefits. Applying correctly from the start reduces delays—and expert help can make the process smoother.”
- Consider spousal sponsorship and open work permits strategically
“Spousal sponsorship is a common path to Canadian residency,” says Sisu Legal. “Open work permits may be available for sponsored spouses, which eases financial stress. Some couples wait to buy property until both partners have permanent status, especially due to foreign buyer restrictions.”
- CUSMA permits offer an easier path for U.S. professionals
“For U.S. professionals, the CUSMA permit offers a streamlined way to work in Canada,” says Interstride, a platform supporting international students and professionals. “It bypasses the need for a Labor Market Impact Assessment, making cross-border moves smoother. With shared language and culture, adjusting is often easier than relocating elsewhere.”
- Start with professional advice to avoid mistakes
“Immigration isn’t just paperwork—it’s a life plan,” says Focus Canada Immigration. “Start with a consultation from a regulated expert to understand your legal options. The right advice at the beginning saves time and frustration later.”
- Don’t make major life changes until your visa is approved
“Always verify your immigration agent’s credentials before starting the process,” says New World Immigration. “Avoid shortcuts and never make major life changes—like quitting your job or selling your home—until your visa is approved.”
- Legal status is the foundation for every successful move
“No move is one-size-fits-all,” says Paul Kurucz, an international mobility advisor and educator. “Legal status is the foundation—start there. A regulated consultant or immigration lawyer can help you choose the best path based on your unique circumstances.”
- Understand how Express Entry points work to improve your chances
“Canada’s Express Entry system gives preference to skilled workers, but even native English speakers must take language tests,” says Grace Weng, Senior Immigration Consultant at Looneytooney. “French speakers and professionals in trades, STEM, or healthcare often have better odds.”
- Keep your Express Entry profile updated and competitive
“Express Entry is one of the fastest ways for skilled professionals to move to Canada,” says Deel, a global HR and payroll solutions provider. “Your profile is scored on factors like age and education, and high scorers are invited to apply. Since cut-off scores vary, keep your profile competitive and updated.”
- Work with a cross-border advisor to avoid double taxation
“Cross-border financial planning is essential when moving to Canada,” says Snowbirds Wealth Management. “U.S. accounts like 401(k)s and IRAs are still taxable, and some Canadian investment tools aren’t recognized by the IRS. Working with a cross-border advisor ensures you stay compliant and avoid double taxation.”
- Open a TFSA early and learn how taxes work in Canada
“Canada’s cost of living varies drastically, and taxes are higher than many newcomers expect,” notes Blueprint Financial. “Understanding income brackets, sales tax, and benefit eligibility is key. Opening a TFSA early helps your savings grow tax-free.”
- Plan for private insurance and ongoing U.S. tax filing
“U.S. citizens in Canada must still file U.S. tax returns, and differences in healthcare and housing costs can be surprising,” says Expat CPA. “Budget for private insurance during your initial months and consult a cross-border tax expert to stay compliant.”
- Don’t forget to budget for extra costs
“Understanding Canada’s residency visa process is a crucial first step,” says Mexico Relocation Guide. “Don’t forget to budget for interview travel, legal support, housing costs, and potential currency fluctuations. While Canada offers free healthcare, a separate emergency fund is smart. Most importantly, embrace cultural differences—locals appreciate when newcomers adapt rather than compare everything to ‘back home.”
Choose the right city for your lifestyle and budget
- Compare cost of living across cities before you decide
“Canada’s cost of living changes drastically by city,” says Globalpassport. “Use tools like our Runway Calculator to see how long your savings will last in different regions. From rent to groceries to transit, budgeting accurately can mean the difference between stress and stability.”
- Explore Ontario’s mid-sized cities for affordability and access
“If you’re looking for affordability without sacrificing lifestyle, explore cities like St. Catharines, Niagara Falls, and Hamilton,” recommends NiagaraHomes. “They offer lower housing costs, shorter commutes, and easy access to nature. These areas are ideal for newcomers who want to stretch their budget while staying near the GTA.”
- Mid-sized cities offer support and a more affordable landing
“Don’t just think about paperwork—think about where and how you want to live,” says Bright Tomorrows Immigration. “Mid-sized cities offer affordability and personal support. And yes, a good winter coat isn’t optional—it’s survival gear.”
- Saskatchewan offers space, seasons, and a strong economy
“Saskatchewan offers a lower cost of living, a strong economy, and short commutes,” says Joanne Nagy of eXp Realty. “Cities like Saskatoon and nearby communities like Warman give newcomers quality of life without the big-city price tag. If you love four distinct seasons and a sense of space, this could be the place for you.”
- Bay of Quinte combines small-town charm with modern amenities
“The Bay of Quinte region blends small-town charm with modern amenities,” says Kehoe Real Estate. “With beautiful waterfronts, local wineries, and affordable homes, it’s an ideal landing spot for newcomers. The lifestyle here is relaxed—but still well-connected.”
- Saskatoon offers seasonal charm and better work opportunities
“Moving from Toronto to Saskatoon gave us more work opportunities and affordable living,” says Canada Crossroads. “Every season brings its own charm in Canada—from vibrant summers to snowy winters. Research your options and embrace what each region has to offer.”
- Student visa changes may impact big-city housing demand
“With recent immigration changes, Canada is expected to see fewer international students in the coming years,” says AdmitX, an education and immigration consulting firm. “This could ease housing demand and potentially lower prices in cities like Toronto and Vancouver.”
Understand Canada’s housing market before you move
- Work and study permit holders may still qualify to buy
“Despite Canada’s foreign buyer ban, work and study permit holders may still qualify to buy homes,” says Chaudhary Law Office. “Buyers must meet specific criteria and navigate high down payments and tax rules. Legal guidance is critical—especially in Ontario, where the NRST adds an extra layer of complexity.”
- Strengthen your rental application with extra documentation
“Newcomers renting in Canada may lack credit history and income proof, which are standard requirements,” notes Tolobi, a Canadian rental platform for newcomers. “To compete with local applicants, consider offering extra prepaid rent or a local guarantor. It shows financial readiness and helps secure a lease faster.”
- Rent first to build credit and get to know your community
“We advise newcomers to rent for at least a year,” says The Lourantos Group, a Canadian real estate team specializing in relocation. “It helps build credit, settle into a job, and confirm you’re in the right community. Cities like Kelowna or Montreal offer great value compared to Toronto or Vancouver, and spring is the best time to move—more housing options and better weather.”
Plan your move carefully and give yourself plenty of time
- Time your move around visa approval and shipping logistics
“When moving internationally, timing is everything,” says Reloux, an international moving and relocation services company. “Be sure your Canadian visa is approved before shipping, and use our Volume Calculator to estimate your move size. Booking at least 1–2 months ahead—especially in summer—helps avoid delays. If your visa isn’t finalized, our storage-in-transit option keeps your items secure until it is.”
- Start planning six months in advance and document thoroughly
“International moves require early planning—six months in advance is ideal,” says Purdie Worldwide, global moving and relocation company. “Document your items thoroughly and check customs rules. Once in Canada, embrace the climate and culture, and join local events to integrate faster. Bonus tip: speaking French goes a long way.”
- Start strong by setting up your SIN, bank account, and services
“Before arriving in Canada, gather key documents like passports and school records,” says All Review, a platform offering reviews and resources for international movers. “Apply for your SIN and provincial health insurance early—there can be a waiting period. Set up a bank account and phone number, and tap into free settlement services to ease your transition.”
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Ease the transition by getting connected locally
- Tap into settlement agencies for free local help
“Settlement agencies are game changers for new arrivals,” says True Canadian Finds. “They offer free help with housing, jobs, government forms, and even local school info. It’s like having a local friend who knows exactly what you need.”
- Reduce culture shock by researching your new city ahead of time
“Do your homework before moving to Canada, especially around climate, local schools, and holidays,” says Shandean Reid, a relocation coach and lifestyle blogger. “Understanding what to expect helps ease culture shock—for both adults and kids. Tune into local news and get involved in community groups to stay connected.”
- Connect with local communities to avoid isolation
“Canada’s Muslim communities are vibrant and welcoming,” says Muslim Link, an online hub for Muslim news, events, and resources in Canada. “From mosques to halal restaurants, you’ll find cultural familiarity. Attending community events helps newcomers feel connected and avoid isolation.”
- Join community groups to build a sense of belonging
“The most successful relocations come from finding community,” says New Roots Relocation. “Whether it’s through work, faith, or shared interests, connecting with others helps you feel at home faster. Don’t be afraid to put yourself out there—it’s worth it.”
