We are proud to offer Shariah Compliant Mortgage solutions. Our Islamic Financing model offers a low 5% downpayment and a cost-effective path to home ownership. We utilize a Musharaka Mortgage without any waiting list.
If you are looking for a home that follows the principles of Islamic Housing Finance, we would be proud to discuss if our solution is right for you and your family.
The banking industry has some stringent rules it must follow. Unfortunately, there is a lot of the population that does not fit into the neat little boxes the bank would like when it comes to obtaining a mortgage. There are many reasons people get turned down for a mortgage from a bank. They have been forced to turn to Private Lenders with extremely high fees or Rent to Own that carries with it a tremendous amount of risk. Creative Home Ownership is able to deliver a sound solution to those that do not qualify for a bank mortgage.
If you were to obtain a traditional mortgage from an A-Lender, or obtain your home with Creative Home Ownership, in 3 years time, you will have a similar amount of equity earned in your new home.